Get fair compensation for your wrecked car and ruined personal items. Here’s what you need to know about filing auto insurance claims for property damage.

Sooner or later, you’re bound to be involved in a car accident that damages your vehicle. The average American driver can expect to be in at least three or four car accidents during their lifetime, and most accidents involve some kind of property damage. If you’ve been in a car accident caused by someone else, you have a right to expect the at-fault driver or their insurance company to pay for your damages.

 

When you’ve been in a car accident, you are entitled to seek reimbursement from the at-fault driver for damage to your vehicle, lost personal belonging, and more.

Vehicle-related property damage claims might include:

  • The cost to repair your vehicle
  • The fair market value of the car if it’s a total loss
  • Rental car costs while your car is in the shop
  • Replacement value of upgrades you made to your car, like a stereo system or special wheel rims

You can also make a claim for lost or damaged personal property, such as:

  • Mobile phones
  • Laptops
  • Jewelry, including smartwatches
  • Sunglasses and prescription eyeglasses